Privacy Policy

Last updated: 10 November 2026

Local Finance Agent is a private, non-commercial application intended for analysis of financial information belonging to its owner. It is not offered as a public financial service.

Information processed

When configured and authorized, the application may retrieve account details, balances, and transaction history from supported banks through Enable Banking. The owner may also provide CSV files and PDF statements for analysis.

Purpose and authorization

Information is used to organize transactions, identify spending categories, calculate financial summaries, and prepare personal reports. Bank access is intended to be read-only and requires authorization from the account holder. The application does not initiate payments or transfer money.

Storage and services

The intended default is to process and store financial data on the owner's local computer. The banking integration necessarily communicates with Enable Banking and the bank. If the owner chooses to publish reports to Google Sheets, the selected report data will be transmitted to and stored by Google, under the owner's account and applicable Google terms.

Sharing and security

Financial information is not intended to be sold or shared with advertisers. Private authentication keys and banking credentials should be kept separate from AI agents and spreadsheets. Only the minimum necessary data should be sent to connected services.

Retention and access

Local files and reports are managed by the owner and may be removed by the owner. Access to bank information depends on the account holder's valid authorization and can be revoked according to the bank's and Enable Banking's available processes.

Contact

This application is privately operated for the account owner's own use. It does not offer public account registration or customer support.

This policy describes the intended design. It should be reviewed and updated to match the application's actual operation before production use.